01. Health Insurance

Health insurance companies occasionally cover music therapy. When covered, it is almost always considered out of network. This means that individuals often have to meet high deductible costs before even beginning the fight for coverage.

02. Medicaid Waivers

Texas Health and Human Services currently covers music therapy services under two Medicaid waivers: CLASS, for individuals with intellectual and developmental disabilities, and YES, for youth with emotional and behavioral needs.

03. Out-of-Pocket Pay

Because insurance coverage is difficult to obtain and waivers have long interest lists, many people are forced to pay out of pocket for their services. This causes financial strain that often forces families to choose between therapies.

Solution:

Fort Worth Music Therapy Fund

Fort Worth Music Therapy Fund was founded to support individuals, families, and facilities so that they do not fall between these funding gaps.